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Anonymous

18 Apr 2019

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Should I take full HDB loan for BTO or pay some in cash?

Im not sure if it makes much difference. Full HDB loan: 260,000
cash: 50,000

Was thinking if I should use the cash for investment instead

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Nicholes Wong

04 Feb 2019

Diploma in Business Management at Nanyang Polytechnic

If you are confident in getting higher returns with cash than CPF, you can consider. CPF is a pretty safe investment with decent returns but you cant withdraw prematurely. And you have to think about the negative part where you might lose all the cash if you failed.

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