Should I open Endowus account considering it offers $888 minimum instead of $10k?

Hi,

Don't diversify for the sake of it. If you want to use Endowus, the thing that really stands out is the ability to invest your CPF monies in low cost, diversified, SGD-denominated portfolios. If you're already using StashAway and Syfe for equities and other exposure, I think it may be simpler/more streamlined to use their cash management products too. No point investing with another wealth management platform if the ones you have already fulfill your needs.

Don't get me wrong; I'm a big fan of Endowus. I invest with them, they're great, and lowering their minimum investment sum is helpful for many people. But don't fomo and jump on if you don't need to; first ask yourself what you need and take it from there.​​​