Should I keep DCA ing monthly into Syfe equity account while DCA ing quarterly into CSPX?

Hi Anon,

I don't think the question is about whether it's wise or not, but rather whether it makes sense to you. The overlap simply means that you have an extra exposure to US large cap stocks as compared to other areas of the market.

If you are bullish on US large cap, then it makes perfect sense. If you want to slowly build up your DIY portfolio for future plans to move away from Robos, this is a fine plan as well.

If neither of the above are things you're taking into consideration, then perhaps you should reconsider whether you want to continue your strategy of DIY into CSPX + Robo. Ie if you plan to stick with Robos for the long run, then you may want to complement it by DIY investing into underweighted markets like US small cap/emerging markets.

Hope this helps & all the best!

Regards,
thefrugalstudent

Yes, CSPX is one of the ETF in Syfe Equity100 portfolio. There is an overlap of US market exposure. It depends on whether you want pure US exposure in CPSX, or more globally diversification with Equity100. You can also invest in both with allocation for baseline global diversification plus additional emphasis in US market.