Should I invest in 3 local bank stocks and Syfe Equity100 after withdrawing all $4k from STI ETF?

Firstly, I will not recommend putting the balance all into the local banks. Fundamentally, while they are relatively safer stocks and provide decent dividend returns, they are also facing a lot of macro challenges. Additionally, you're going too deep into a specific industry.

It is possible to put the balance into Syfe REIT+ since you only have $1k invested in it.

You could even consider diversifying into other industries such as Telecommunications or Consumer Goods. Try not to put all your eggs in the same basket. And if you're risk-adverse, do consider bonds as well. This article provides a good summary.

Hope this helps!​​​

Yes, good job on the switch. STI is one of the poorest performing indexes in Asia. For syfe reit, you have some exposure to Singapore's real estate and you probably don't want to duplicate the same geographical exposure.

I would suggest that you diversify in other emerging markets or even the US market for that matter. Investing in managed funds or ETFs might be able to help you to recoup your losses much faster as well.

You might want to speak to a planner to assist you with your asset allocation.​​​