Should I hold on to my savings until a stock market crash to invest?

Many people assume that they will invest after a crash but it is difficult to determine when to invest after the crash happens. It is also hard to invest when you are surrounded by pessimistic news and future outlook. Research has shown that sitting on the sidelines cost more than investing when the market is at its peak.

"Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.” – Peter Lynch

No one knows when it'll crash. Stay invested and invest regularly.