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Loh Tat Tian
05 Apr 2019
Founder at PolicyWoke (We Buy Insurance Policies)
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Perhaps you might want to consider a standalone Critical illness plan. AIA Triple Critical Cover which covers early, intermediate and major CI.
Let me know if you wish to know more.
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What is your objective in getting the cover?
How does it complement your strategy?
Are you looking at BTIR strategy and Whole Life strategy?
There are many unknowns on your needs and hence its difficult to give you a straight answer.