Should I fill up my emergency fund to SingLife Insurance Saving Plan & CIMB Fastsaver first before deciding whether to put in SSB?

Depends on how liquid you need the funds to be

It really depends on your financial goal and investment horizon

Can consider GXS saving account which give 3.48% interest p.a. without the need to fufill any requirements.

Emergency fund is money that you can tap on whenever you need it. Insurance savings is an insurance tool, not for emergency. SSB would be better but need earliest next month to withdraw.

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so put your emergency funds in high interest rate bank account. There are many now.

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