Should I continue with robos if I'm already buying ETFs?

Hi anon, I would say it depends on your current portfolio and what the robos offer.

If the robo will j end up investing your money in similar etfs, i would say there is no point. For instance, if you are mainly etfs that track the s&p500, most robos would also put the bulk of the money in the s&p500 and that wouldnt add much value to your portfolio.

However, if you are mainly buying chinese etfs or themetic etfs, robos could provide greater diversification.

There are also some robos such as syfe that has themetic and reit portfolios. These could be very cost effective ways to gain greater diversification as well if you mainly invest in S&p500 etfs. Especially the reit portfolio.

Hope this helps!

Depends if you still want the allocation to GLD, Bonds etc, if not then btr to just buy etf yourself as it saves you fees

This one need to talk to you more to find out what are your plans for both the Robo and ETF. The information that you gave was just too little to make any rational conclusion.

I also had this thought especially as i have a brokerage account that has low minimums. i think the real benefit of the Robos are their algorithm (if they have some sort of risk management), DCA of portfolios and lower investment costs . if you are able tobuy an ETFs that already perform the same portfolio of what you are looking for or represent the same as the Robo at a lower fee then the ETF route will be better. But achieving those objectives may not be easy.