Should I continue to hold my Standard Chartered Unlimited Credit Card, or should I drop it?

The SCB card and the saving accounts are not tied.

You can continue spending on the unlimited credit card and close the saving account.

If you are worried about paying your credit card bill, you can easily use DBS internet banking to pay other visa or mastercard's bills.

Hey there,

Why would you need the SC savings account to hold the SC Unlimited? For me, I didn't open any SC account and was able to maintain the card. I think you can just close the account and still hold your SC Unlimited Card.

You can close the account and still be able to use the credit card. Put your money in DBS and keep using standard chartered card as its unlimited cap is really useful.

You don't need the account to keep the card. Just note that if I'm not wrong there is a penalty if you close the account within 6 months of opening it.

Also, do not that cancelling your cards may affect your credit score which may impact your loans in the future. So evaluate whether this card still fits in with your spending habits before cancelling it!