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Anonymous
Careshield not attractive as a disability healthcare plan. With high premium and Low payout
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Christopher Tan
26 Jan 2019
CEO at Providend Ltd
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Hi anonymous, thanks for your question and sorry for the late reply.
If you are 43 years old, you might have ElderShield already. There is no need for you to opt out of CareShield Life as it is not compulsory for you to participate.