01 May 2021
Should I sell and use the cash for property investment
Apple ：30% of holdings
BAC ： 10% of holdings
Amazon 40% of holdings
Facebook : 20% of holdings
Present Paper Gain : 74,000
Initial investment : 140,000
Estimated Current Value : 210,000
I bought the stocks 2 years ago.
Thought of capital appreciation for property market
Learn how to style your text
NO. Not all $200k
When u sell your property, u need to buy another one, u need a roof over your head, and each cycle min. 3-4years. Your capital is stuck. Stocks are more liquid.
properties are non-productive asset, is more suitable for capital presevation, i.e. u earn enough you just buy the property and hold for long term.
But i doesnt mean u should not invest in properties, just dont sell all the stocks to buy property.
Can you share more on your profile?
Currently owning any property?
CPF OA Amount?...
Read 2 other comments with a Seedly account
You will also enjoy exclusive benefits and get access to members only features.
Sign up or login with an email here
Write your thoughts
Product ReviewsCredit CardsOnline BrokeragesRobo-AdvisorsCrypto ExchangesSavings AccountsBroadbandRemittance Product Sitemap
Depends on your goals and view of the stock market vs real estate market. Also if you are buying and holding the property vs flipping it.
Capital gain in the stock market has historically been greater than real estate in general.
Real estate comes with a lot more work as well. As an investor in a business, you get to sit back and relax instead of finding solutions to business problems. In owning a property to rent, you will need to settle a lot of administrative issues with agents, tenants, maintenance etc… there are also a lot of bad experiences with tenants that don’t pay/create havoc such as crimes committed or fire damage in the property and that can freeze your rental income. Not to mention having to undergo stress of legal procedures.
Warren Buffet and Charlie munger (who made his first million in real estate) both mentioned they preferred stocks over real estate because real estate market is a lot more difficult to find mispricing and hence opportunity If you would like to find out why, I answered smth similar here