Sales of balance or resale hdb?

Sales of balance flat pro & cons:

• need to wait few months to few years (lesser than BTO)
• lower price than Resale
• brand new flat
• limited options for units
• cheaper reno

Resale:

• almost immediate move in (must have ready cash/cpf)
• more expensive, if got proximity grant will be great
• any location of your choice
• not new flat, might or might not need to revamp the whole place
• more expensive reno

If you have the time to wait and not picky about the limited choices you have in sales of balance flat then go for it. If not a resale of your choice is also okay as long as it is within your budget.