Advertisement

Anonymous

24 Oct 2020

∙

Resale HDB: Anybody has a housing loan and partial capital repayments spreadsheet? Intending to finish off paying my house by mid 30s. Anyone keen to share their excel sheet?

Saw news that a couple paid off their house by mid 30s! By repaying early, I understand that there will be accrued interest. However I have no intentions to move out or sell the house. Want to have early home settlement so that I do not have any housing liabilities by my thirties. Anyone can share their calculated spreadsheet if I were to do partial repayments yearly let's say 10k/yr?
Currently 25. Buying HDB Resale of $420k. Housing loan serviced using both me and partner's OA at 1.2k/month.

2

Discussion (2)

What are your thoughts?

Learn how to style your text

Ace

7d ago

HDB has this calculator if you login under "Make Partial Repayment of Housing Loan"

Reply

Save

Burito Asks

14 Aug 2021

Hello! Wondering if you figured out a way?

Reply

Save

Jiayee

24 Oct 2020

Salaryman at some company

Would any of the spreadsheets from https://www.mtgprofessor.com/spreadsheets.htm help?

What about h...

Write your thoughts

Related Posts

I had been paying my HDB housing loan for the past 3 years. If I do Partial Capital Repayment using CPF, does it benefit me from the loan interest rate and also accrued interest on my Cpf.?

Should I make partial repayment to my HDB loan now if I intend to sell my flat in the next few years and buy a resale, BTO or EC?

PAYING HDB BTO WITH CPF, WITHOUT HOUSING LOAN Has anyone used CPF to pay for BTO without taking a loan? Is it monthly deduction or lumpsum full flat price deduction from CPF OA?

Is it wise to repay HDB housing loan earlier than loan duration (paying in full/partial)? To save on loan interests / use less of CPF OA?

Mid-30s couple, living in 5-rm HDB fully paid - resale at $600k. Bayshore BTO for $500k profit in 10 yrs or take loan for 2-rm private property (rental and resale)? Which is more profitable?

Related Posts

I had been paying my HDB housing loan for the past 3 years. If I do Partial Capital Repayment using CPF, does it benefit me from the loan interest rate and also accrued interest on my Cpf.?

Should I make partial repayment to my HDB loan now if I intend to sell my flat in the next few years and buy a resale, BTO or EC?

PAYING HDB BTO WITH CPF, WITHOUT HOUSING LOAN Has anyone used CPF to pay for BTO without taking a loan? Is it monthly deduction or lumpsum full flat price deduction from CPF OA?

Is it wise to repay HDB housing loan earlier than loan duration (paying in full/partial)? To save on loan interests / use less of CPF OA?

Mid-30s couple, living in 5-rm HDB fully paid - resale at $600k. Bayshore BTO for $500k profit in 10 yrs or take loan for 2-rm private property (rental and resale)? Which is more profitable?

Advertisement