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Anonymous
Trying to get a gauge here.
I'm a fresh grad with around $15,000 savings currently, earning $2k/mth. I spend around $900-$1100 per mth, excluding holidays.
Was initially aiming to grow my emergency fund to $25,000 (kept in SSB & DBS Multiplier). Not sure if this emergency fund target is a bit too kiasu for my age? I.e. I'm better off investing a larger portion, instead of prioritising this savings goal.
Don't expect any big ticket expenses coming up, except maybe 1 x $2k holiday each year.
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Usuallu set aside 6 months’ worth of salary so in this case $12k