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Anonymous

01 Sep 2023

∙

Proper way to sell 177 discounted Singtel shares in CPF-OA?

Which will be the better way :

1) Sell 100 shares under Sintgel and list balance 77 sharesas odd lots for sale?

2) Sell 170 shares under Singtel 10 and list balance 7 shares as odd lot for sale?

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I invested some of my CPF OA into SingTel last year at $3.40. Should I sell now at a loss? Doesn't seem like the company will recover soon.?

During BTO key collection, can I indicate to pay the mortgage using CPF-OA funds but repay my CPF-OA using cash every month / year? Will there still be accrued interest if I repay using cash monthly?

Which bank (DBS, OCBC or UOB) is better for CPF investment account for CPF OA investing? If I buy SG listed shares with CPF OA, will they be held in custody or CDP account?

If I were to have cash on hand ($30k) and cpf-oa @ 2.5% ($30k) and am taking up a bank loan at 1.5%, would it be advisable for me to clear my housing loan or let the cpf remain in OA or invest in ?

If I buy a resale HDB before selling and take a 2nd HDB loan, between the refund to CPF and HDB wipe out of OA, can I transfer part of the OA to SA? Or must all refunded CPF go to the new HDB loan?

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