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Anonymous
Need some advice on my miles and credit card strategy?
Hi, my strategy would be as below:
1) Use UOB PPV ($1k x 4mpd = 4k miles per month = 48k miles per year, pay annual fee $192) for online transaction and paywave
2) Use HSBC Revolution (2mpd) for school fees (about $5k per year) and insurance (about $2.4k per year) should I top-up GrabPay with this card and then pay for insurance through AXS?) 14.8k miles per year
3) Use DBS Live Fresh for public transport so that I hit another category for my DBS Multiplier.
Appreciate any advice, thank you😁
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Your strategy looks okay as you are ripping the most value in each suitation. Your breakdown is well thought through too
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You should consider topping Grab with Citi Rewards VISA card as well and using it as much as possibl...
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Good strategy. However as barry has mentioned do make use of the grab top up with citibank rewards visa instead of HSBC revolution.
This is because CRV is now earning 4 miles per dollar for grab top up a compared to HSBC revolution. Instead of paying through AXS which is now banned, you can pay your fees using cardup by linking your grabpay master card with it. There may be a small 2.25% fee but it is worth it for the 4miles per dollar