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My mum wants to get GE SupremeHealth, which rider will be enough?
She wants to stay in minimally B1, that would be the Bplus plan?
As for the rider, is a classic B Totalhealth enough? Seems it differs from elite B only in copayment (classic B has min copayment 2.5K for inpatient B1? correct me if wrong) or is it that since classic B covers deductible up to copayment but copayment is deductible then actually need to pay the same? If so, then is elite B better cos copayment is 5% of the total bill no min?
A bit confused. thanks for any help!
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Cheung Jian Hui
15 Apr 2020
Financial Planner at Great Eastern Life
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Hi for GE hospitalisation riders, for elite rider just understand it as 5% copayment of your bill.
For classic rider, it is slightly more complicated.
Let's use an example For a bill of 10K
With elite rider you pay 5% - $500
With classic rider you either pay a deductible of 3K or 5% ($500), whichever is higher
In this case, since 3k 5% of the bill, you will be paying the whole deductible of 3K
Do reach out to me if you need more information, I would be glad to help :)