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Anonymous

18 Apr 2019

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My current main investment mode is monthly investment plan in STI ETF. Topping up CPF SA seems likes an attractive option at 4% p.a. and tax relief. Is there ever a possibility of losing CPF money?

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Gabriel

10 Nov 2018

Undergraduate at National University of Singapore

It's safe as it's backed by the Singapore Government which has one of the strongest credit rating.

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Daniel Ling

10 Nov 2018

If you lose CPF money. Your investments probably gone already.

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Yixiong Chang

10 Nov 2018

The risk of loss in the market would be significantly higher than the probability of loss in CPF mon...

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Related Posts

Would it be better for me to 1) Contribute to CPF SA to generate a guarantee 4% return and at the same time get tax relief OR 2) Purchase and annuity plan that provides monthly income from retirement?

How should an NSF like me grow my wealth? There are so many options such as investing in ETFs, putting my money in Robo-advisors or insurance savings plan (such as the Singlife 2.5% p.a.).?

CPF top up to Special Account - After hitting the SA limit, can I invest using SA such that I do not meet the limit and top up SA with cash for tax relief? After top up, I liquidate back to SA.

What happen if i stop FSMone RSP? I plan to invest $2000 in an US ETF per month for 4 months. Total investment amt will be $8K then i will stop RSP. Is that allowed? Or must I consistently put in money every month?

If my CPF SA account is already at FRS ($181k), can i deploy or invest some money from SA account so that the SA sum is below FRS amount and then top up $7k cash to qualify for tax exemption?

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