30 Dec 2021
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No, you can top up only up to the prevailing FRS.
Tan Choong Hwee
Edited 30 Dec 2021
Solutions Specialist at Providend
You can invest SA after setting aside $40k, but the amount you used to invest is counted towards FRS...
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No matter what you use your SA to buy, it will still be counted as being part of your SA account.
I.e. let's say you buy bonds or SA shield 100k. Your SA account will still state that you have that amount...