Moving to Switzerland for at least 4 years. What bank account options are the best for keeping mine and my spouse's savings?

Hi Joel, I'm not sure if this is applicable for you but one possibility to fulfill the 'Salary' crediting criteria is to open a joint account and have the joint account holder credit his/her salary into that account. This will fulfill the salary crediting criteria for both you and the joint account holder's DBS multiplier accounts.

Hi Joel,

You can always redeem and purchase the next SSB, in this case your opportunity cost would be $4. (If the interest generated is more than the opportunity cost)

Any dividend from your CDP account would qualify, but corporate dividend might not have a fixed payment date, thus you may be at risk of not hitting the salary criteria.

Also, do ensure that your total transaction amount is more than $2000 otherwise the interest rate is only 0.05%.