Medishield Upgrade

I think you might be interested in this article regarding the factors you should consider when deciding to upgrade to integrated shield plan (+ what is covered and not covered)! and here’s a super useful comparison of the popular integrated shields too if you can’t decide which one to choose :)

Hi,

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Yes, you are right. Medishield Life doesn't cover pre and post hospitalisation bills and only covers govt B2 ward and below. Deductibles and co-insurance are also not covered. Furthermore, there are claim limits that may result in you forking out the rest with your own money (eg. $800 per day for normal ward, claims limit based on surgery table, etc.)

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If you compare the premiums payable using medisave for Medishield Life against any integrated shield policy out in the market, you will understand how it is worth to upgrade to an integrated shield policy.
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I will strongly advice you to upgrade from Medishield Life to an Integrated Shield policy.

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Feel free to contact me (email at bio) if you are interested to find out more.

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Cheers.