MCO Card Actual users - have the benefits exceeded the (change in) value of the stake?

Personally, the benefits from staking MCO are insignificant compared to the price fluctuations in MCO itself. MCO dropped from around US$6 to USD$2.82 last year. So you may see the value of your staked coins to fall by 50%.

While the benefits are good, do consider the price fluctuations of the staked coins.​​​

The MCO Visa card is unparalleled in the competitive Multi currency game in Singapore, offering 0% foreign currency transaction fee on top of the cashback for your corresponding card tier. To put in comparison, the free, no frills Midnight blue tier offers 1% cashback, comparable to Revolut most premium offering Metal tier, requiring $20 a month subscription. However, currently when you make a foreign currency transaction, it does not show the SGD equivalent, this feature is most welcome.
The MCO visa card is one of the many offerings in the ecosystem is app provides. However, not essential to using the great MCO visa card and can be ultilised based on the user comfort level.

The In App chat support offers an efficient solution to many of my personal issues during onboarding. In addition, there are several well-established communities platforms that community, ambassadors and staff members can offer much needed sense of community rarely found in other competing offerings.

The company provides regular blog posts and community AMAs (ask me anything) to keep users well aware of improvements and new features. The community channels offers much needed transparency where there are prompt responses to further enquiries for much needed transparency.

MCO visa card is the only Multi-currency card that allows ATM withdrawal locally and overseas with no transactions fees (free up to individual card limit, and chargable thereafter). In addition, there is an increasing number of withdrawal options for different needs.

For your consideration.