MariBank Referral Code August 2026: How I Got Free Cash Just for Signing Up (Code: 8ZUU96EA)

Okay so I've been meaning to write this post for a while, but I kept putting it off because honestly, how many "here's my referral code" threads does Seedly need? But then a colleague asked me last week how MariBank's sign-up bonus actually works, and I realized I had to explain the whole thing from scratch — the account types, the rewards, the annoying little quirk with the promo code box — so I figured I might as well just write it all down properly here instead of retyping it every time someone asks.

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If you're on the fence about opening a MariBank account, or you've already decided to and just need a referral code, here's everything I wish someone had laid out for me before I signed up.

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Quick answer: my MariBank referral code

8ZUU96EA

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That's it, that's the code. Keep reading if you want to know what it actually gets you (and how not to mess it up), or skip straight to the application if you already know what you're doing.

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Why I even bothered signing up for MariBank

I'll be honest, I was late to this. I'd been sitting comfortably with my usual bank and didn't see much reason to open yet another digital account. But between the interest rates on the Mari Savings Account and a few friends telling me the app itself is genuinely easy to use (not always a given with newer digital banks), I finally caved. And once I saw the referral rewards on the table, that pretty much sealed it — free money for doing something I was already planning to do felt silly to pass up.

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What you actually get with the referral code

MariBank runs a tiered rewards system depending on what you sign up for, so here's the breakdown as it currently stands this August:

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S$8 cash — this is for a standalone Mari Savings Account, or if you go for the Mari Invest Bundle instead. Simple, no strings attached, lands in your account after your application goes through.

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S$15 cash — a step up from the savings account reward, this one kicks in if you set up either the Mari Credit Card Bundle or the Instant Loan Bundle. Slightly more commitment, slightly better payout.

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Up to S$100 in perks — this is the one that actually got my attention. It's the New-to-Card reward, and the good part is it stacks: you're looking at a S$30 welcome cashback on top of a S$70 Shopee voucher pack. If you were going to get a new card anyway, this is basically free money sitting on the table.

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S$28 cash — for the business owners in the room, MariBank also has a referral reward for setting up a Mari Business Account. Don't sleep on this one if you're running a small business and looking for a place to park your operating funds.

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Worth noting: these numbers can shift over time as MariBank adjusts its promotions, so if you're reading this a few months down the line, it's worth double-checking the current terms on their site before assuming the exact same figures apply.

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The one mistake that'll cost you the bonus

This is genuinely the part I want people to pay attention to, because I've seen a few comments on other threads where people signed up, forgot to enter a code, and then tried to add one afterwards — and it just doesn't work.

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When you're going through the MariBank application, there's a field labelled "Referral / Promo Code?". You need to type or paste your code into that box during the application, before you hit submit. Once you've submitted, that's it — there's no adding it in retroactively, no customer service workaround, nothing. The system just doesn't allow it.

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So if you're applying, do yourself a favour: paste 8ZUU96EA into that field first, double check it's actually in there, and only then move on to submit.

Is it worth signing up just for the referral bonus?

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I get why some people are skeptical of referral-code posts — a lot of them read like ads. But I'd say judge MariBank on its own merits first, and treat the referral bonus as a nice bonus on top rather than the main reason to sign up. If you were already considering a digital bank account, a savings account with decent interest, or a new credit card, then getting an extra S$8 to S$100 for doing something you were going to do anyway is just sensible. If you weren't in the market for any of that, I wouldn't sign up purely for the cash — though for most people in Singapore juggling multiple bank accounts already, one more digital account rarely hurts.

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Quick FAQ

Does the referral code cost me anything to use?

No, it's completely free. You're not paying for the code or losing out on anything by using mine instead of applying without one.

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Can I use the code if I already have another MariBank account?

Referral bonuses generally apply to new account sign-ups, so if you already have an existing MariBank account, this likely won't apply. Worth checking directly with MariBank if you're unsure about your specific situation.

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How long does it take for the cash reward to show up?

In my experience it wasn't instant, but it also wasn't a long wait. Give it a few business days after your application is approved before checking in.

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Can I combine more than one reward, like the savings account and the credit card bonus?

From what I understand, you can hold multiple MariBank products and potentially earn multiple referral rewards across different sign-ups, but each reward is tied to its specific account type. Best to confirm on MariBank's official terms page since these details can change.

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TL;DR

• Referral code: 8ZUU96EA
• Enter it in the "Referral / Promo Code?" box before submitting your application — it can't be added after
• Rewards range from S$8 for a basic savings account up to S$100 in stackable perks for the credit card bundle
• Business owners get S$28 for a Mari Business Account
• Treat the bonus as a nice extra, not the sole reason to sign up

Happy to answer questions in the comments if anyone's stuck on the application process — I remember being mildly confused the first time round too.