MariBank Referral Code September 2026: Up to S$15 Cash + S$100 New User Rewards (Code: 8ZUU96EA)

Okay so I actually went back and double-checked the numbers on this one, because MariBank quietly refreshed their referral promo for September and I don't want anyone here signing up off outdated info (myself included — I nearly missed the update). So here's the current version, verified against MariBank's own promo terms as of this month.

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If you've been sitting on the fence about opening a MariBank account, this is honestly one of the better months to just go for it.

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🔑 My referral code

8ZUU96EA

Copy that exactly, you'll need it during your application (more on that below — it trips people up).

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💰 What's actually on the table this September

MariBank's "Refer And Get Rewarded" promo runs 1–30 September 2026, and this time the payout structure has been bumped up from what I originally posted. Here's the breakdown:

1. Mari Savings Account — S$10 cash each 🏦 A standalone savings account, no bundling needed. Both you and I get S$10 once it's approved.
2. Mari Invest Bundle — S$10 cash each 📈 Comes with a Mari Savings Account built in. Same S$10 payout as above.
3. Mari Credit Card Bundle — S$15 cash each 💳 Includes a Mari Savings Account and a Mari Credit Card — and this is the one that unlocks the bigger reward below.
4. Instant Loan Bundle — S$15 cash each 💵 MariBank's instant personal loan product, bundled with a savings account.
5. Mari Business Account — S$28 cash, credited instantly 🏢 Know a business owner? This one's for them — flat S$28 for both parties, no waiting around.

On top of the referral cash, there are two extra layers of rewards stacked on right now:

• Up to S$100 in Mari Credit Card new user rewards — this only unlocks if you go the Credit Card Bundle route. It splits into:✅ S$30 welcome cashback (10% cashback) when you spend a minimum of S$300 on your Mari Credit Card within 30 days of approval — note this excludes Instant Checkout on Shopee
  ✅ S$70 Shopee voucher pack when you use Mari Credit Card's Instant Checkout on Shopee

• Up to 3.08% p.a. daily interest on your Mari Savings Account (this is the base 0.88% p.a. plus bonus interest promotions layered on top) — credited daily, no minimum balance required

⚠️ The mistake that will cost you everything

I flagged this before and I'm flagging it again because it's the single biggest reason people miss out:

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You must enter 8ZUU96EA into the "Referral / Promo Code?" field during your application — not after. Once you hit submit, there's no going back to add it in. Blank field or a typo in the code means neither of us gets anything, no exceptions.

A couple of other eligibility things worth knowing before you apply:

• ✔️ This has to be your first-ever application for that specific product — existing MariBank customers for that tier don't qualify
• ✔️ Bundles (Credit Card Bundle, Instant Loan Bundle) need to be applied for as the bundle, not as separate individual components
• ✔️ Your application needs to be approved within the promo window (1–30 Sep 2026)
• ✔️ Keep your account open and in good standing after the promo ends, or the reward can be forfeited
• ❌ You can't stack this referral code with any other MariBank promo code running at the same time — though third-party perks like Shopee vouchers or Mastercard offers still apply separately

🛡️ Is your money actually safe with MariBank?

Quick reassurance for anyone new to digital banks — MariBank is licensed and regulated by MAS, and Singapore dollar deposits are covered by SDIC insurance up to S$100,000 per depositor. The Mari Savings Account also caps deposits at S$100,000, so keep that in mind if you're planning to park a large sum there.

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🙋 Quick FAQ

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Does using the code cost me anything?

Nope, completely free — you're just choosing to use my code instead of applying without one.

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When does the cash actually land?

Personal banking rewards (the S$10/S$15 tiers) get credited to your Mari Savings Account once your application is approved within the promo period. The S$28 business referral is credited instantly. The credit card's S$30 welcome cashback is separate and lands within 100 days of card approval.

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Can I do more than one tier?

Each reward ties to a specific product, so it's possible to end up with multiple rewards across different sign-ups — just check you're not double-dipping in a way the T&Cs don't allow.

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📝 TL;DR

• Code: 8ZUU96EA
• Promo period: 1–30 September 2026
• Savings Account / Invest Bundle: S$10 cash each
• Credit Card Bundle / Instant Loan Bundle: S$15 cash each
• Business Account referral: S$28 instant cash
• Credit Card new user rewards: up to S$100 (S$30 cashback + S$70 Shopee vouchers)
• Bonus interest: up to 3.08% p.a. on Mari Savings Account
• Enter the code before you submit — there's no fixing it after

I put together a more detailed walkthrough with screenshots and the full eligibility list here if you want to double-check anything before applying: https://dlcuration.com/maribank-referral-code.html

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Drop a comment if you get stuck on any step — happy to help troubleshoot.