MariBank Referral Code 8ZUU96EA: Up to S$20 Cash + S$80 Card Rewards (Jul 2026)

Got S$20 credited to my Mari Savings Account for signing up during MariBank's birthday promo, so figured I'd share the actual numbers since the tiers trip people up.

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👉 Referral code: 8ZUU96EA — enter it in the "Referral / Promo Code" field when you apply, or you get nothing.

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What you actually get:
There are four tiers, pick based on what you were going to sign up for anyway:

• Mari Savings Account — S$15 cash
• Mari Invest Bundle (includes savings account) — S$15 cash
• Mari Credit Card Bundle (savings account + credit card) — S$20 cash, plus unlocks up to S$80 in credit card welcome rewards
• Instant Loan Bundle — S$20 cash

If you go the Credit Card Bundle route, the S$80 breaks down into S$30 welcome cashback (10% cashback, min. S$300 spend within 30 days of approval, Shopee Instant Checkout excluded) plus a S$50 Shopee voucher pack for using the card on Shopee Instant Checkout.

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How to claim it:

1. Download the MariBank app (App Store / Google Play — it's digital-only, no branches)
2. Pick your product — this has to be your first ever application for that product. If you want the bundle reward, apply for the bundle directly; applying for the pieces separately won't qualify
3. Enter 8ZUU96EA exactly in the Referral/Promo Code field during application
4. Get approved within the promo window (1–31 July 2026) — cash lands in your Mari Savings Account after approval, and MariBank pings you in-app when it's credited

Things to look out:

• ✅ Blank field or typo'd code = no reward for you, full stop. Can't be fixed after you submit.
• ✅ Using this code makes you ineligible for any other MariBank promo code during the promo period (third-party stuff like Shopee/Mastercard offers is still fine)
• ✅ Keep the account open and in good standing after the promo ends — MariBank can claw back the reward if you close it too soon
• ✅ Card welcome cashback needs card approval by 31 Dec 2026 and the spend condition met — it's a separate credit from the referral cash and can take up to 100 days

Eligibility: New MariBank customers only, first application for the relevant product tier — an existing MariBank account on that product disqualifies you.

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Expiry: Promo runs 1–31 July 2026 only.

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One honest caveat — the Mari Savings Account itself is SDIC-insured up to S$100k, but foreign currency deposits, dual currency investments and structured deposits aren't, so don't assume everything under the MariBank umbrella carries the same protection.

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I double-checked all these numbers against DLCuration's MariBank referral guide before posting since the tiers are easy to misremember: https://dlcuration.com/maribank-referral-code.html

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Not financial advice, just what worked for me this month.