MariBank Referral Code 8ZUU96EA — S$8 to S$15 Cash + Up to S$80 New User Rewards (October 2026)

If you have been sitting on the fence about opening a MariBank account, October 2026 is a genuinely good month to move. MariBank's Refer & Get Rewarded promotion runs from 1 to 31 October 2026 — and it pays both sides of the referral equation, not just the person doing the inviting.

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What referral code do I use for MariBank in October 2026?

Use referral code 8ZUU96EA when applying through the MariBank app. Enter it in the "Have a Referral / Promo Code? Enter your code here" field during your very first application. If you skip this step or enter a wrong code, neither party gets anything — and MariBank does not allow retroactive corrections after you hit submit.

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How much do you actually get?

MariBank structures the October referral promotion across four product tiers:

1. Mari Savings Account — S$8 cash credited to both you and the referrer upon approval
2. Mari Invest Bundle (includes a Mari Savings Account) — S$8 cash each
3. Mari Credit Card Bundle (Mari Savings Account + Mari Credit Card) — S$15 cash each, plus up to S$80 in new user card rewards
4. Instant Loan Bundle (MariBank's instant personal loan, bundled with a Mari Savings Account) — S$15 cash each

The S$8 and S$15 referral cash goes straight into your Mari Savings Account once your application is approved. The Mari Credit Card Bundle is the highest-value path because the S$15 referral reward stacks with separate new user card benefits: a S$30 welcome cashback when you spend a minimum of S$300 on the card within your first 30 days of approval, plus a S$50 Shopee voucher pack when you use Mari Credit Card Instant Checkout on Shopee. That is up to S$80 in card-specific new user rewards on top of the S$15 referral cash.

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Who qualifies?

You need to be a new MariBank customer — meaning no prior personal banking accounts with MariBank before October 2026. Your application must be submitted and approved between 1 and 31 October 2026. The promotion is limited to the first 10,000 successful referrals, so earlier is better.

One rule to keep in mind: applying with a referral code disqualifies you from other MariBank promotional codes during the same period. It does not, however, prevent you from benefiting from third-party offers available to MariBank customers, such as Mastercard promotions or Shopee-side vouchers.

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On top of the referral cash, what else does a new user get?

New MariBank customers also unlock the Mari Savings Account Bonus Interest Promotion, which layers additional interest on top of the 0.88% p.a. base rate. The full breakdown: +1.60% p.a. for new users during the first 30 days, +0.40% p.a. if you link a ShopeeVIP subscription, and +0.20% p.a. for salary crediting. Stack all three bonuses and you are looking at up to 3.08% p.a. interest credited daily. Interest is calculated on the previous day's balance.

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MariBank is a MAS-licensed Digital Full Bank, and SGD deposits are insured by SDIC for up to S$100,000. The bank is wholly owned by Sea Limited — the same group behind Shopee and Garena.

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For the full tier breakdown, eligibility checklist, and referral infographic for this month's promotion, the most up-to-date details are at https://dlcuration.com/maribank-referral-code.html.

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→ Referral code: 8ZUU96EA | Promotion: 1–31 October 2026 | Limited to first 10,000 referrals