Mari Savings Account Referral Code: S$8 Cash + Up to 2.88% p.a. Daily Interest

If you're just after a straightforward high-interest savings account and don't need the credit card or loan, the plain Mari Savings Account is the simplest path — no bundling, no spend requirements.

What you get:

• S$8 cash for you and S$8 for your friend, credited once your application is approved
• Up to 2.88% p.a. daily interest (0.88% p.a. base rate + Shopee VIP bonus), calculated and credited every day
• No minimum balance, no lock-in
• SDIC insured up to S$100,000 (max deposit cap is also S$100,000)

Referral code: 8ZUU96EA — enter this in the Referral/Promo Code field when you open the account. It's a standalone application, not a bundle, so this is the fastest way to qualify if you just want a place to park cash at a decent daily rate.

A couple of things worth knowing:

1. The 2.88% p.a. is tied to the current MariBank x Shopee VIP promotion — the base rate alone (0.88% p.a.) is what you'd get without it, so check whether the bonus rate is still running when you apply
2. Keep the account open and in good standing after the promo period, or the referral reward can be forfeited
3. The reward lands directly in your Mari Savings Account once approved — no manual claim needed

For the other product tiers (Invest Bundle, Credit Card, Instant Loan, Business Account) and their reward amounts, I've broken all of them down here alongside the referral infographic.