LPA vs Will in Singapore: Why You Need Both (Plus CPF Nomination)

Estate planning isn’t just about writing a Will. In Singapore, there are 3 key pieces:

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• LPA → Covers decisions if you lose mental capacity

• Will → Distributes assets after death

• CPF nomination → Determines CPF payouts (not covered by a Will)

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Without proper planning, the consequences can be significant. If there is no LPA, family members may need to go through a court application to make decisions on your behalf. Without a Will, your estate will be distributed according to intestacy laws rather than your wishes. If there is no CPF nomination, CPF payouts may be delayed and handled separately from your estate.

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Most people in Singapore will need all three to avoid gaps in protection.

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Read more: https://plannerbee.co/learn-personal-finance/lp...