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Anonymous
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Avoid jumping down the rabbit hole. Spend within your means!
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What are the current needs and how much of a loan you want to take?
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Javier Tan Yan Kai
11 Jan 2024
Actuarial Analyst at AIA
Look at the repayment scheme and rate and any minimum loan amount for a start
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Ngooi Zhi Cheng
11 Jan 2024
Student Ambassador 2020/21 at Seedly
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Is this a short term long or do you foresee a continued situation of earnings being less than spending, imho, nothing needs a loan, even for item like reno etc, you can budget save up and spend within your means. I will recommend good debts, but not bad expenses type of debt