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Don't get ILPs, fees are exorbitant and you are better off setting up a DCA account and investing your own.
Just think about the number of hands that same fund needs to go through to get to you if you go through an insurance agent, versus if you do it yourself.
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Stay far away from ILP. I own two ILP, HSBC life pulsar and tokiomarine go treasure. Both are doing ...
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If possible, try not to buy ILP as they are quite expensive with the commission and costs.