Anonymous

05 Oct 2020

∙

Hi, any comments on Tokio Marine Go Classic? According to my agent, for this particular TM ILP, it is purely investments. Any advices, is this a good platform for someone new to investments? Thank u!?

Apparently according to my agent, this TM ILP is different from the usual ones that combines insurance coverage and investments.

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Samuel Don Oh

05 Oct 2020

Hey there!

This are what we call 101 ILPs. They basically invest your premiums fully and the death benefit is typically 101% of your premiums paid. If you are comfortable with an advisor managing your portfolio, then thats a good platform. The key thing is to know how your agent manages the funds and the performance of the funds. You can typically know the funds performance on their website. The ILP is as good as the funds invested in.

Financial planning is an integral part of life. You can reach me here to find out more.

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