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Anonymous

11 Dec 2024

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Looking for a life insurance with CI and ECI cover. Is HSBC Life's Life Treasure III suitable for me? Any recommendations for accident cover?

For someone late 20s.

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Damien Choo

27 Dec 2024

Financial Consultant at Prudential Assurance Company Singapore

Hi,

In my opinion, most life insurance policies from various companies work similarly.

What truly matters is the speed of claims processing and the quality of service provided by your agent.

Before purchasing, here are some general guidelines to consider:

• 9x your annual income for death and total permanent disability (TPD) coverage.

• 4x your annual income for critical illness coverage.

• 2x your annual income for early critical illness coverage.

In terms of budgeting:

• Allocate 10–15% of your annual income for protection.

If you’d like a second opinion on your current portfolio or need assistance in exploring these options, feel free to reach out to me. I’d be happy to help!

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Debbie

19 Dec 2024

Hello, you can compare the life insurance policies at a glance here and choose a plan that best suits you. Prudential offers personal accident also as optional rider. you can generate a free quote to see if it meets your needs

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Chia Ming Ho

17 Dec 2024

Can always look for IFA to compare various product for maximizing value for money since it is going ...

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