27 Jul 2020
There are a variety of plans out there. Typically, you'll want to look at:
1) How comprehensive is the plan (how many conditions are covered)
2) What sort of special conditions are covered? Some plans even cover pre-early benefits (even earlier than ECI haha)
3) What is the effective maximum total payout? (how many claims can you get, under which CI stage etc)
Make sure you attach a premium waiver rider with it too, it ensures your plan will still be in force in the event you are unable to work to fund the plan due to a CI.
Financial planning is an integral part of life. You can reach me here to find out more.
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