facebookCritical illness coverage: Which multi-pay plan would you recommend, in case of CI + relapse? Currently looking at Manulife Ready Complete Care, PruActive Protect, Singlife Critical Illness multiclaim? - Seedly

Anonymous

30 Sep 2020

Insurance

Critical illness coverage: Which multi-pay plan would you recommend, in case of CI + relapse? Currently looking at Manulife Ready Complete Care, PruActive Protect, Singlife Critical Illness multiclaim?

I'm looking to include early CI too. Backstory: My grandma had cancer and relapsed before she passed on, so I'm more mindful of that. Everyone else in my family is pretty healthy though.

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PolicyPal

30 Sep 2020

Official Account at PolicyPal

Manulife Ready CompleteCare (Cover me Again) is a great option with comprehensive coverage and competitive pricing. There is also a 100% premium refund (minus any payout) in the event of death.
You can also consider Aviva My MultiPay Critical Illness Plan IV or Tokio Marine MultiCare. Both plans provide 100% payout of sum assured for early-stage critical illness conditions.
However, do note that while Aviva My MultiPay Critical Illness Plan IV is more extensive in its coverage, there is a 1 year waiting period between early/intermediate stage claims, with a limit of six claims. Tokio Marine MultiCare, remove the waiting period between early/intermediate stage claims, with a limit of 2 claims.

Should you be looking for something more premium, you can consider AIA Power Critical as well.
Do feel free to check out this blog article where we listed the 7 Best Critical Illness Insurance Plans in Singapore (2020) and explain them in detail.

HC Tang

27 Sep 2020

Financial Enthusiast, Budgeting at The Society

Contact Moneyowl for more personalised recommendation. They don't hard sell and are non commission based , they only draw salary from their company. Finally, the rebates from insurance company will be given back to you also. ​​​

Kenneth Lou

27 Sep 2020

Co-founder at Seedly

Bump this question, I have this question as well, hope to get more perspective thanks!...

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