Just opened FSMone account. Plan to do RSP for $800 each on VOO & 3067. Would this be good long term, any advice would be appreciated? Btw, do i still need to manually exchange SGD to USD/HKD.

Good idea. a bit technology heavy.

ETF ISAC could be a more diversified addition.

Hi JK,

I think VOO + 3067 makes for a solid portfolio for the long run, so you're good there! As for whether you need to manually convert your currency, based on what I read from FSMOne's website, I think it depends on how you set up your RSP. You can either set it up in SGD or in foreign currency (ie the currency the ETFs are traded in). If you do it in SGD, you don't need to convert currencies. If you do it in foreign currency, you need to have the foreign currency available in your FSMOne account for the RSP to be successful.

Hope this helps!

Regards,

thefrugalstudent