It is better better to use our CPF to repay housing loan ?

I prefer to use cpf just so i dont need to take loan

Thanks for sharing

Got pros and cons

Mostly it will be beneficial to use CPF to free up your cash for other investments or expense. Cash flow is the usual reason, to help you support daily essential expenses. However an important concern is CPF accrued interest. The "cost" is the 2.5% accrued interest you owe back to yourself. If you can achieve greater returns than 2.5%, then its better as its wealth maximising.

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