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Anonymous
It would be even better if I am able to earn air miles from recurring payment such as insurance and spotify
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HC Tang
07 Jun 2019
Financial Enthusiast, Budgeting at The Society
Yes. Use cardup.
Note: They charge 2.6% service fee!
So apply for Bank CC such as BOC Family or UOB one card and make sure your cash back % is more than 2.6% to earn some cash back after deducting card up 2.6% fee:
https://blog.cardup.co/best-cashback-credit-car...
Note that there's a min services fee:
For credit cards issued in Singapore:
A 2.6% fee applies on each transaction, subject to change for promotional rates. Do note that for payments of $130 or less, a minimum fee of $3.40 applies.
For credit cards issued outside of Singapore:
A 3.3% fee applies on each transaction. Do note that for payments of $1,000 or less, a minimum fee of $33 applies. Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.Β
Source:
https://carduphelp.zendesk.com/hc/en-us/article...
If you're keen to earn miles rather than cash back, you can refer to Mileslife blog as their website to find out more.
Cheers!
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Hm if u are not working im not sure whether the banks etc will give u these cards, but here goes:
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Using ipaymy.com is similar to using cardup. Usage fees are the same,except that they will run some monthly promos that will bring down the usage fees to 1.99%. You save money while earning miles at the same time!