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Anonymous
The Altitude seems to have a better edge with the non expiring points
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thefrugalstudent
Edited 11 Aug 2021
Founder at thefrugalstudent.com
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Hi Anon,
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The DBS WWMC is a good card to earn miles/points (4mpd), though it is constrained to online spending. Compared to DBS altitude of 1.2 mpd, the WWMC is significantly better.
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If your concern is about not having much online spend and want to maximise your miles/points earning in general, I'd advise to go with other bank cards like HSBC Revolution or UOB PPV. They both earn 4 mpd on contactless spending and online spending, which is much broader than the WWMC's online spending only.
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If you want to retain the use of a DBS card for your Multiplier account interest, then you can compare your average monthly online spending VS average monthly general spending. If the former x 4 is more than the latter x 1.2, then you should continue using WWMC. Otherwise, using Altitude instead makes more sense.
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Hope this helps!
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Regards,
thefrugalstudent