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Anonymous
I heard my friends saying that this card earns you 4mpd on online and paywave spending. Curious to know what other users think!
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Pang Zhe Liang
25 Feb 2020
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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Rais M
25 Feb 2020
Accountant at SME
This would be the best if you paywave frequently. You will effectively earn 4 miles per dollar up to a cap of $1k (technically $1,110) per month.
The miles actually accumulately slowly, but it works.
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The downside to this card is you must spend in stacks of $5. For instance, you will get zero UNI$ for spending $4.99.
However, this card is certainly good if you can plan your spending perfectly for paywave spending. That aside,
For general cards, consider Citi PremierMiles at 1.2 miles per dollar. For stacks in $5, consider UOB PRIV Miles @ 1.4 miles per dollar.
For online spending, consider Citi Rewards @ 4 miles per dollar, capped at $1k monthly.
For shopping and entertainment, consider OCBC 90°N CARD @ 4 miles per dollar
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