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Anonymous
The annual fees for this card is $192. Assuming that the average cashback is 5%, this means that I would need to spend minimally $4,000 in order to breakeven the annual fees.
Is this worth it for the extra 1% interest for the multipler account?
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First year annual fee waived. Just apply and get your extra interest! You can always cancel the card. =)
Besides the everyday card, do consider livefresh card(min spend 600, 5% on online and paywave).