Is the InvestReady 3 by Manulife worth it?

I don't know if this is too late but here's a piece of my thought

If you mean by worth it - the returns. Looking at the market right now, it is a good time to invest, however, 3 years for investment is pretty short horizon for returns to achieve maybe 6% (still depending on the funds you are choosing)

Unless you have a lump sum to invest in tranche products(lower but gurantee returns for 2-3years, still higher than FD).

Investready have very little to zero insurance coverage- so you can use this as pure investment platform(your advisor should share this with you from the start)

Hi, this question is a little too general and cannot be answered directly. You will have to consider your risk profile, your budget, your objective for this money, when you need the funds, and many other factors.

In general, I do not advise mixing investment with insurance. I have written about this before, and you can take a look at some of my past answers, e.g. https://seedly.sg/questions/is-axa-wealth-accel...

I would recommend that you speak to an independent advisor to determine what might be your best way forward. Or you could provide more details to me and I can give you a more detailed analysis/opinion.