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Anonymous

18 Apr 2019

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Is the cash value in life insurance a good investment?

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Hariz Arthur Maloy

06 Apr 2019

Independent Financial Advisor at Promiseland Independent

The yield on a life insurance plan is about 3+% per annum over 20-30+ years.

If you're risk adverse and don't want any exposure to stocks, insurance plans can give you compounded bond like returns. Also they are backed by A rated and above companies. So it's practically investment grade.

An alternative would be to look at CPF Special Account.

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