Is OCBC 90N credit card the best card to collect miles ?

Hi Anon,

Not sure if you're still pondering over this.

Given the earn rate for the card is not fantastic as Jeff has shared, there are certainly better cards out there.

The best cards for miles collection tend to be rewards cards, which offer up to 4mpd. These usually come with conditions on spending categories and methods.

If you're looking for a good card for dining and online spend, you can consider the HSBC Revolution card. It offers 4 mpd on all eligible contactless payments + online spending, capped at $1k/month.

The card has no annual fee in perpetuity (for now), and they are also having a sign up bonus now where you can get $180 cashback with min $800 spend in 1 month.

Hope this helps!

Regards,
thefrugalstudent

It is definitely not the best card. Depending what you spending at, different card serve different purpose.