Is my portfolio considered diversified evenly between, SG, HK/CHN and US?

We need to know the percentage breakdowns at least in order to fairly comment and give our thoughts about it.

Anyways, rather than VOO, you might wanna consider its Ireland-domiciled counterpart: VUSD, for a higher dividend payout since you are taxed 15% less for the dividend payouts as a foreigner.

If you are interested, you can check out my investment portoflio at my blog: https://www.jeffreyleezq.com/my-investment-port..., or my latest blog post update on my portfolio and dividend status here at seedly opinions: https://seedly.sg/opinions/my-portfolio-dividen... (or directly at my blog).

Cheers and all the best in your investment journey! :)

- Jeffrey (jeffreyleezq.com)

Diversifying evenly is a concept I've not heard of before. I think you should weight your portfolio rather than spread it evenly. What you weight your portfolio according to may vary but a common one I hear of is by market cap.

It's like eating Korean BBQ right - you want to eat majority BBQ chicken, some rice, and a little bit of kimchi. You can't be eating them in equal amounts otherwise that's gonna be a lot of kimchi to eat. (Some people like it la, including me, but generally that's not how people eat a meal.)

Also consider that diversification is not simply by geography (as you have partially done, and I say partially because you only expose yourself to US, HK and SG). You can diversify across sectors, asset class and developed/developing markets.​​​