Anonymous

12 Oct 2020

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Is it wise to pay fo a new flat in full with cash, CPF OA and sales proceeds of the current flat?

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Just_Saying

12 Oct 2020

It will be wiser to take up a bank loan in the current climate.

Most of the instruments out there yields higher than the mortgage interest that you will need to pay.

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I am a single turning 35 soon. Will it be wise to buy a HDB flat, and pay it in full with CPF + Cash upfront?

PAYING HDB BTO WITH CPF, WITHOUT HOUSING LOAN Has anyone used CPF to pay for BTO without taking a loan? Is it monthly deduction or lumpsum full flat price deduction from CPF OA?

Currently I'm paying for my flat with a HDB loan and if I have spare cash, would it be better to reduce the loan amount/duration or pay back my CPF used for the flat?

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