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Anonymous
Is the increased annual fee worth it? are they similar in usage and what in what scenarios would one be better than the other?
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Pang Zhe Liang
06 Dec 2019
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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It depends on your lifestyle.
If you fly very often, especially if you travel in luxury, AMEX Platinum might make much more sense despite being more expensive. It gives 5 points instead of 4 points for every $1 spent on flight purchase, the statement credits is more attractive and you get unlimited free lounge access (you can bring 1 guest in too), and you automatically gives you Gold Elite status with Hilton and Marriott. Not on paper are stuff like 1 free night stay at a 5-star hotel of your choice (you can use it for staycation), their private events where you can take home heaps of expensive wine and other products, etc.
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Do you mean to the AMEX Platinum Charge Card?...
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It depends on your needs and spending habit.
Personally, I don't use too much of their perks. Hence I will stick with the Gold Card.
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