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Depends. For most people I would think premiums manageable is enough... Why pay more for wider private healthcare coverage? At the end of the day, I feel that staying healthy is more important !!!
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I am constantly saving and investing so that I can afford private healthcare all the way for the family
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Kent Toh
15 Jun 2026
Consultant at Sprinklr
What's better depends on your own situation and opinion.
Is Private hospital your preferred care?
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If you can afford the higher premium for private, then why not? If you can't, our public healthcare is one of the best in the world, I've workd in it for several years.