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Bank stock - Higher risk higher returns.
ETF - more stable, but less returns.
For me I do both. ETF helps to diversify and bank stock to get higher returns.
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Why STI ETF is a very unsuccessful product, single stocks are even worse and (almost) anything else that matters You could read on this 'caleidoscope' here:
https://seedly.sg/questions/what-is-your-genera...