Advertisement

Sj Oh

26 Mar 2020

∙

Is investing with Robo better than investing with a FA? Which is better?

I want to invest my money for the next 5 years and some money for the long-term, but I don't want to think much about the technicalities of it... I am willing to pay a fee, but I hope to get proven results.

Which one will be a better option?

3

Discussion (3)

What are your thoughts?

Learn how to style your text

Shengshi Chiam, CFA

26 Mar 2020

Personal Finance Lead at Endowus

Hi!

Based on your shorter investment horizon of 5 years, I do not think it is suitable for you to invest in many of the roboadvisors, since the offer USD denominated investments.

Your short investment horizon will limit you to safer investment instruments, and SGD exposure.

From that angle, roboadvisprs are not a suitable platform for your investments. Choose safer SGD denominated investments if you really need the money.

Reply

Save

Al

26 Mar 2020

You pay a fee to an advisor to look at your risk, create an allocation cashflow strategy based on your current assets, liabilities and cashflow. Investing into a Robo advisor uses the platform to capture the price benefits as opposed to using a mutual fund.

You are paying for different benefits.

Reply

Save

Pang Zhe Liang

26 Mar 2020

Lead of Research & Solutions at Havend Pte Ltd

There is no way to have proven results since investment only yields non-guaranteed returns.

Instead...

Write your thoughts

Related Posts

Is it ok to invest using multiple robo-advisors or better to stick to maybe just 1 (or max 2) ? I am a new investor and have currently invested into 3 robo-advisors. What are your thoughts?

Would like to ask which robo-advisor platform is better? As this is my first time investing and currently I just start working. Planning to do monthly $100 investment but I have no clue which platform?

I have investments in Robo advisor for ETF and also some crowdfunding platform. Would my portfolio be better diversified if i add Syfe REIT+ to my investment?

Hi Community, if I have $100 USD to invest each month, would it be better to invest in a S&P500 ETF or a Robo-Advisor portfolio like Syfe?

Other than splitting my monies to different high interest banks, I also did robo investing. I’m looking into diversifying more. Would it be better to hire someone to do investing for me?

Related Posts

Is it ok to invest using multiple robo-advisors or better to stick to maybe just 1 (or max 2) ? I am a new investor and have currently invested into 3 robo-advisors. What are your thoughts?

Would like to ask which robo-advisor platform is better? As this is my first time investing and currently I just start working. Planning to do monthly $100 investment but I have no clue which platform?

I have investments in Robo advisor for ETF and also some crowdfunding platform. Would my portfolio be better diversified if i add Syfe REIT+ to my investment?

Hi Community, if I have $100 USD to invest each month, would it be better to invest in a S&P500 ETF or a Robo-Advisor portfolio like Syfe?

Other than splitting my monies to different high interest banks, I also did robo investing. I’m looking into diversifying more. Would it be better to hire someone to do investing for me?

Advertisement