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Anonymous

17 Jun 2022

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Is endowment an Investment product? my advisor says endowment is not an investment.

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1M45

Edited 21 Jul 2022

The plan underlying are unit trust.

Maybe the funds generate 4-6% p.a. but the agent guarantee you with a 2%+ p.a. and force you to keep putting $$$ in.

If u regret buying they will impose a penalty and u lose $$$ when u want to terminate prematurely

So endownment plan is a investment product for the agent to transfer your money to him and the company

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Just_Saying

18 Jul 2022

Endowment is more like a forced savings plan for short term goals, with capital protection.

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Andy Chan

17 Jun 2022

"An investment is an asset or item acquired with t...

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